My contractor said that the work was finished and I paid him, why do I need a final inspection?
Final inspections should be completed before the final payment. A contractor who hasn't received final payment is more likely to come back and correct a failed inspection versus a paid one. The New Jersey Division of Consumer Affairs Rule: N.J.A.C. 13:45A-16.2(a)10.ii states: "FOR INSPECTION ON CONSTRUCTION PERMITS FOR: BUILDING, ELECTRIC, PLUMBING, FIRE PROTECTION OR ELEVATOR, FINAL PAYMENT TO THE CONTRACTOR IS NOT REQUIRED TO BE MADE BEFORE A FINAL INSPECTION IS PERFORMED."